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[Poll]
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Do you bank online?
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| Yes. I love the convenience. |
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| No, I don’t feel it’s safe. |
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| No, but I want to give it a try. |
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| Other (Tell us) |
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Total Votes : 37
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(last vote on : 6/26/2008 2:58:15 PM)
(Poll will run till: -- )
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Do you bank online? - 5/12/2008 9:25:06 PM
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raspberry331
Posts: 6849
Joined: 5/7/2005
Status: offline
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Do you bank online?
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RE: Do you bank online? - 5/12/2008 9:30:28 PM
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dradynsmom
Posts: 80
Joined: 4/12/2007
Status: offline
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wow i'm the first one! Yes i bank online - i love the fact that i can make sure i've dotted all my i's and crossed all my t's.
Steph
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I can do everything through him who gives me strength.
Philippians 4:13
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RE: Do you bank online? - 5/12/2008 9:59:40 PM
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Karaboo2
Posts: 1274
Joined: 2/4/2008
From: Ontario, Canada
Status: offline
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Yes ... I do as much online banking as possible ... online banking is included in my chequing account package. I'm an at-home mom of 4 (soon to be 5) so I really like that I can do the banking while the kids are having a nap.
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Kara
"I am not here. I am lost. I have gone to find myself. If I should get back before I return, please ask me to wait!"
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RE: Do you bank online? - 5/12/2008 10:50:02 PM
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amymelissa
Posts: 2678
Joined: 8/15/2005
From: South Australia
Status: offline
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I love the convenience of online banking...I can keep track of my spending and saving at home. My dad still uses phone banking, I'll never understand why.
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RE: Do you bank online? - 5/13/2008 8:27:21 AM
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P31W
Posts: 1921
Joined: 6/13/2005
Status: offline
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No, I don't have interent or a computer. I really don't want to. Cutting checks is something I do every day of my life. It's like brushing my teeth - I don't even think about it.
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RE: Do you bank online? - 5/13/2008 8:31:44 AM
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WhiteRoseBlessings
Posts: 26760
Joined: 4/11/2005
From: Here, but subject to change . . . stay tuned!
Status: offline
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I voted yes, but I should have voted other.
The only online banking I do is reviewing my accounts and transferring money; I don't pay bills online, though.
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Please Help Me Identify These Toys.
Updated 7/17/08
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RE: Do you bank online? - 5/13/2008 8:40:03 AM
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bluestone
Posts: 1738
Joined: 2/25/2008
From: Saturn
Status: offline
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I pay bills online, do internet banking, and do transfers online. The time saved is wonderful.
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RE: Do you bank online? - 5/13/2008 1:01:29 PM
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2shaye
Posts: 5153
Joined: 4/12/2005
From: So. Cal.
Status: offline
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quote:
ORIGINAL: bluestone
I pay bills online, do internet banking, and do transfers online. The time saved is wonderful.
me too
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aka Skipperjoe
I Love New York!
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RE: Do you bank online? - 5/13/2008 1:32:21 PM
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meg4
Posts: 208
Joined: 4/21/2005
From: North Georgia
Status: offline
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I started using online banking last year and I really like it. It is convenient, it saves time, it saves checks (saving trees and money), it saves stamps and envelopes, and I feel like I have more control of my account and when bills get paid. I also earn 4% interest with no minimum balance because of the type of account I have.
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RE: Do you bank online? - 5/15/2008 5:10:55 PM
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Brooke313
Posts: 116
Joined: 10/24/2006
Status: offline
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Yes. I love the fact that I can balance my checkbook every week instead of once a month. It helps me keep track of it better. I pay some bills online, however, I never use automatic draft. It is hard to keep track of money that way and I want to make sure the money is there before I take it out myself.
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RE: Do you bank online? - 5/16/2008 7:30:06 PM
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zoebob
Posts: 8916
Joined: 4/13/2005
From: land of limbo
Status: online
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I have my account set up so I can check it any time online. I can also have the bank send checks for me. Some things like my gas bill it does an etransfer of funds. Other things like my landlord it sends a paper check. I do have my gas, rent, and insurance automatically. However, the bank sends me an email to remind me before they send it out and then after htye send it out.
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L-R: Ellies DD1, Ellies DD2, DS, Ellies DS3
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RE: Do you bank online? - 5/17/2008 12:52:56 PM
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danas_mom
Posts: 620
Joined: 6/17/2005
Status: offline
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LOVE online banking and bill paying. I like to pay bills directly at the site though, and not everything has that feature.
LOL hubby recently had to get another car and it came time to make the first payment, I looked all thru the payment booklet looking for the online address to make the payment, before I finally realized they didn't have the option. Then I had a 'you gotta be kidding me!' moment of irritation that I was going to have to actually write out a check and mail it in each month.
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I will not sacrifice to the LORD my God burnt offerings that cost me nothing. ~ 2 Samuel 24:24
Avatar pic is Keith Wheeler.
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RE: Do you bank online? - 5/17/2008 12:56:55 PM
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Miss Giggles
Posts: 3670
Joined: 4/18/2005
From: MI
Status: offline
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A lot of auto finance companies do let you pay online, but my loan wants 10.00 to do it.
So I will mail it (if I pay extra) or just transfer the money since my checking account is at the same bank.
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RE: Do you bank online? - 5/19/2008 9:21:12 PM
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2jsmom
Posts: 2713
Joined: 4/11/2005
From: The Midwest
Status: offline
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I voted no, but I want to give it a try. I can check my balance and get my statement online, but our bank charges $5/month to be able to pay bills that way. I don't write enough checks to make it worth the cost. Although with the price of stamps going up, it's getting pretty close.
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<-----Me measuring my "little" boy. Notice the step stool.
Sue
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RE: Do you bank online? - 5/19/2008 9:26:55 PM
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zoebob
Posts: 8916
Joined: 4/13/2005
From: land of limbo
Status: online
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My bank offers online banking and charges $4.95 a month unless you send at least one check by online bill pay a month.
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L-R: DD1, Ellies DS2, DD2, Ellies DS1
L-R: Ellies DD1, Ellies DD2, DS, Ellies DS3
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RE: Do you bank online? - 5/22/2008 11:07:22 AM
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JazTek
Posts: 42
Joined: 9/13/2006
Status: offline
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My wife is not comfortable doing yet... She prefers the old fashion way... 
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"As for me and my house, we will serve the Lord"...
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RE: Do you bank online? - 5/22/2008 11:10:20 AM
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2jsmom
Posts: 2713
Joined: 4/11/2005
From: The Midwest
Status: offline
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Several of our payments come directly out of our accounts, or the vendor allows us to pay online. The only things I can't do online are send checks or transfer balances. Now that our bank has gone with online statements, I should probably check again and see if they've gotten rid of the fees for checks.
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<-----Me measuring my "little" boy. Notice the step stool.
Sue
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RE: Do you bank online? - 5/30/2008 1:50:29 AM
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uponeagleswings
Posts: 2032
Joined: 4/12/2005
From: Out here in the desert
Status: online
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We do online banking with our local credit union...have for several years. The online bill pay is free. Nearly all of our bills are paid directly from our credit union account (as opposed to through the vendor's website). The only bills that I write checks for are the mortgage, and tithing.
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Stacy 1 down "When women are depressed they eat or go shopping. Men invade another country. Its a whole different way of thinking." -Elayne Boosler
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RE: Do you bank online? - 5/30/2008 2:01:14 PM
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lexie
Posts: 2604
Joined: 6/27/2005
From: Toronto
Status: offline
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We do all of our banking online. We use two institutions and neither of them are "walk in" banks. They have offices and customer service people, but that's only for desk stuff, there aren't any tellers. So we do all of our banking online, being a SAHM it's nice that I can do my banking whenever I want and not have to worry about bank hours and stuff.
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RE: Do you bank online? - 5/30/2008 2:49:22 PM
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LCannon
Posts: 1299
Joined: 2/22/2007
From: Lebanon, OR
Status: offline
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'Other'. I try to use my credit card and pay online using my Money Market account monthly but I can't 'bank' online because I don't have a bank account; only a brokerage account. I like to write and mail my 'ministry' checks. It make me feel more connected.
< Message edited by LCannon -- 5/30/2008 4:21:28 PM >
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"[Prayer power] hasn't never been taxed to[His]full capacity. His standing challenge, 'Call on
Me and I will answer with great and mighty things which thou can't imagine." Hudson Tayor
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RE: Do you bank online? - 5/30/2008 3:01:30 PM
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iwillfearnoevil
Posts: 2282
Joined: 11/6/2007
From: upstate NY
Status: offline
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it's awesome. i love being able to set my mortgage and tithes to go out automatically every month and not be late. i only have one bill that does a pull from my account, otherwise i do a push from my account via online bill paying. i prefer to go to a company's website and pay my bill via debit card to get points however. plus my bank changed when money comes out for online bill paying, and it's less intuitive now.
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RE: Do you bank online? - 5/30/2008 3:08:49 PM
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christsstar
Posts: 4240
Joined: 4/8/2005
Status: offline
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quote:
ORIGINAL: P31W
No, I don't have interent or a computer. I really don't want to. Cutting checks is something I do every day of my life. It's like brushing my teeth - I don't even think about it.
How are you here if you don't have interent or a computer?????
I check my balance daily and balance my checkbook daily. I do all my bills online. I love it. I'm not late for anything anymore and I dont' have to buy stamps or checks. I've had the same box of checks for about 4 years now.
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RE: Do you bank online? - 6/7/2008 11:55:25 AM
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Grace-N-Mercy
Posts: 6166
Joined: 5/2/2005
Status: offline
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Yep! It helps me avoid late fees and the hassle of writing a check a day or two before payday to get the bill to the company when my due date is on my pay day.
Also, it makes sense to pay bills online. A few years ago, we had a problem with someone stealing checks from our mailboxes in my neighborhood. Some people's accounts were compromised. I write very few checks these days, and none of them go into the mailbox (saves on stamps too, but it takes forever to go through a book of stamps... and then the price goes up before they're used up).
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RE: Do you bank online? - 6/7/2008 12:03:35 PM
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danas_mom
Posts: 620
Joined: 6/17/2005
Status: offline
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quote:
ORIGINAL: Grace-N-Mercy
Yep! It helps me avoid late fees and the hassle of writing a check a day or two before payday to get the bill to the company when my due date is on my pay day.
I agree about the bills due on pay day, I love that I can go in first thing in the morning and get it paid online and not incur a late fee, instead of having to mail it a few days before and pray that it arrives on time but not early enough that they process the check before payday.
quote:
...it takes forever to go through a book of stamps... and then the price goes up before they're used up).
That's one thing I really love about the new Forever stamps, you don't have to worry about adding a .01 or .02 stamp even if you have the "old" ones.
_____________________________
I will not sacrifice to the LORD my God burnt offerings that cost me nothing. ~ 2 Samuel 24:24
Avatar pic is Keith Wheeler.
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